Leading Fintech Startups in Pune

Date Jun 05, 2025

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Pune has rapidly emerged as a vibrant hub for fintech innovation, attracting entrepreneurs and investors eager to reshape India's financial ecosystem.

Powered by a thriving technology landscape and a pool of skilled talent, fintech startups in Pune are redefining traditional banking, digital payments, lending solutions, and personal finance management.

MyOnely presents a curated list of leading fintech startups propelling Pune onto the national map with their disruptive technologies and fresh perspectives on financial inclusivity.

#1 - EarlySalary (now Fibe)

Founded in 2015 by Akshay Mehrotra and Ashish Goyal, EarlySalary (rebranded as Fibe) pioneered digital salary advances and personal loans. Recognized for their instant credit and flexible repayment options, they've won Fintech Asia awards and are loved for seamless app experience.

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#2 - CreditVidya

Started in 2013 by Abhishek Agarwal and Rajiv Raj, CreditVidya leverages AI and alternative data to help lenders assess creditworthiness of new-to-credit customers. Their advanced analytics platform is a game-changer in micro-lending, gaining several fintech innovation awards.

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#3 - Groww

Co-founded in 2016 by Lalit Keshre, Harsh Jain, Neeraj Singh, and Ishan Bansal, Groww simplifies direct investment in mutual funds and stocks. With a strong Pune tech team, it’s lauded for its transparency, user education and award-winning mobile interface.

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#4 - Paysense

Paysense, established in 2015, offers instant personal loans and EMI cards with minimal paperwork. Known for its robust KYC verification and dynamic credit scoring models, the company has been recognized for empowering unbanked users with easy finance solutions.

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#5 - ftcash

Founded in 2015 by Sanjeev Chandak, ftcash is a standout in digital lending for MSMEs, providing easy access to working capital and payments. Honored with the RBI's Payment System Innovation Award, the platform is noted for its rapid merchant onboarding.

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#6 - FlexiLoans

Founded by Deepak Jain in 2016, FlexiLoans delivers unsecured business loans to small businesses via fast, technology-driven workflows. Their unique selling point is the use of alternate data analytics, and they've received multiple accolades for SME financing.

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#7 - LoanTap

Founded in 2016 by Satyam Kumar and Vikas Kumar, LoanTap specializes in customized personal loans, overdraft, and EMI-free loans. Their Pune base combines robust tech and credit expertise, earning them industry praise for quick processes and customer service.

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#8 - FinBox

Founded by Rajat Deshpande and Abhinav Yajurvedi in 2016, FinBox helps fintechs and banks embed credit products in their platforms. Their API-driven solutions and trusted partnerships have won accolades for developer-friendly infrastructure.

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#9 - Propelld

Started in 2017 by Brijesh Samantaray, Maulik Dhokia, and Vinay Gandotra, Propelld revolutionizes education financing. With flexible student loans and seamless digital journeys, they've earned recognition among top edu-fintechs in the country.

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#10 - Recko (A Stripe Company)

Founded in 2017 by Saurya Prakash Sinha, Prashant Sengar, and Krishna Singh, Recko uses AI for automated reconciliation in digital payments. Now a part of Stripe, they're a go-to tool for fintechs seeking effortless transaction management and compliance.

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