Leading Fintech Startups in Hyderabad

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Date Mar 25, 2025

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The future of finance looks radically different from the city that once measured wealth in pearls and IT parks.

Hyderabad has quickly established itself as a robust breeding ground for fintech innovation, where ambitious startups are transforming the way the city saves, spends, and invests. With a landscape shaped by young talent, a surging startup ecosystem, and government support, Hyderabad's fintech scene bridges traditional banking with tomorrow’s technology. MyOnely explores the leading fintech startups rewriting the city’s financial chapter—one cashless transaction and paperless loan at a time.

#1 - CredPay

Founded in 2021 by Siddharth Choudhary, CredPay focuses on simplifying BNPL (Buy Now, Pay Later) for businesses and consumers in India. Recognized for their innovative embedded finance solutions, CredPay has quickly become a trusted name in Hyderabad’s fintech space.

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#2 - WhistleDrive (WhistleFintech)

WhistleDrive, launched by Rakesh Munnanooru in 2016, originally disrupted employee transportation but now also anchors fintech with fleet payments & HR expense management. Their data-driven tech has earned multiple startup awards in South India.

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#3 - Instamojo

Although Instamojo is headquartered in Bangalore, its Hyderabad operations are significant. Founded in 2012 by Sampad Swain and team, Instamojo empowers MSMEs with digital payment infrastructure, e-commerce, and lending solutions—garnering several fintech innovation laurels.

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#4 - Setu

Setu, established in 2018 by Sahil Kini and Nikhil Kumar, is driving Hyderabad’s fintech API revolution. Now part of Pine Labs, Setu empowers financial services with digital onboarding, payments, and credit—earning widespread partner trust and industry recognition.

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#5 - Paymatrix

Founded in 2016 by Kiran Lingam, Paymatrix is Hyderabad’s pioneer in rent payment and credit solutions. Their digital rent platform has helped thousands adopt seamless property payments and garnered accolades like the HDFC Digital Innovation Award.

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#6 - Fintso

Fintso, established in 2019, combines finance and technology for wealth management professionals. Their Hyderabad hub drives intuitive platforms for mutual funds, insurance, and advisory, known for transparent, paperless operations and stellar customer support.

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#7 - Uni Cards

Uni Cards offers a new-age credit experience with easy installment payback, transparent fees, and instant approval, actively hiring and expanding in Hyderabad. Founded in 2020 by Nitin Gupta, Uni Cards has quickly attracted young, tech-savvy Indians.

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#8 - Finin

Established in 2019 by Suman Gandham, Finin operates as a personal finance neobank, offering spend analytics, smart saving, and automation. Its Hyderabad team drives the app’s rapid features, attracting young professionals via intuitive UX and zero hidden charges.

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#9 - AasaanPay

Founded in 2018, AasaanPay streamlines payments and POS solutions for retailers and SMEs. Their Hyderabad operations have helped local businesses go digital, earning respect for their minimal TAT and easy plug-and-play deployment.

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#10 - Namaste Credit

Namaste Credit, operating since 2014, is India’s leading B2B lending marketplace. With an active Hyderabad presence, it connects SMEs with quick loans, boasting advanced AI-driven underwriting and a strong reputation for transparent, speedy disbursal.

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