Leading Fintech Startups in Delhi You Should Know About

Leading Fintech Startups in Delhi

Date Oct 05, 2025

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Delhi has rapidly emerged as a vibrant hub for fintech innovation, incubating a new breed of startups that are redefining financial services.

From simplifying payments to democratizing lending and revolutionizing investment platforms, these fintech companies bring transparency, efficiency, and tech-driven solutions to consumers and businesses alike.

In this listicle, MyOnely highlights the leading fintech startups in Delhi that are standing out for their innovation, growth, and impact on the financial landscape.

#1 - Razorpay

Founded in 2014 by Harshil Mathur and Shashank Kumar, Razorpay has rapidly become a leader in payment solutions. With cutting-edge APIs, seamless user experience, and numerous awards, it empowers over 8 million businesses with payment gateway, payout, and banking solutions.

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#2 - Instamojo

Since its inception in 2012 by Sampad Swain, Instamojo has revolutionized digital payments for small businesses. They offer smart payment links, online store creation, and business growth tools. Instamojo has been lauded for fostering India's SME digitalization.

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#3 - Cashfree Payments

Founded by Akash Sinha and Reeju Datta in 2015, Cashfree Payments is renowned for its high-speed API payouts, banking solutions, and digital payment innovations. With multiple industry awards, Cashfree supports over 3 lakh Indian businesses and growing e-commerce networks.

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#4 - Credgenics

Established by Rishabh Goel and Anand Agrawal in 2018, Credgenics is India’s fastest-growing loan recovery and management platform. Their AI-driven solutions have earned them recognition from Deloitte and NASSCOM for streamlining collections and increasing lender recoveries.

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#5 - Zerone Microsystems

Founded in 2018, Zerone Microsystems is transforming financial access in India, especially for MSMEs. Their flagship product, Bharat Zup POS, offers secure digital payments and business intelligence. The startup is known for winning Fintech India Innovation Awards in 2022.

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#6 - Cashkaro

Launched by Rohan and Swati Bhargava in 2013, Cashkaro stands out for innovative cashback and rewards solutions in the payments space. Popular among online shoppers, Cashkaro boasts over 5 million users and recognition from the Entrepreneur India awards.

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#7 - Finbox

Finbox, founded in 2017 by Rajesh Kumar, develops digital credit infrastructure for financial institutions. They use advanced AI and ML for lending risk assessment, serving over 60 lenders. Finbox is credited for enabling next-gen embedded finance solutions.

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#8 - Wint Wealth

Wint Wealth, co-founded by Ajinkya Kulkarni in 2020, helps retail investors access high-yield, asset-backed debt instruments. Their transparent investment platform has democratized bond market access, earning industry acclaim and trust from thousands of Indians.

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#9 - Jai Kisan

Founded in 2017, Jai Kisan leverages fintech to empower rural borrowers, particularly farmers. Their credit and payment platform connects agri-retailers and banks, closing rural finance gaps. Jai Kisan is a NASSCOM-recognized champion in inclusive digital lending.

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#10 - YAP (now known as M2P Fintech)

Founded by Madhusudan Ekambaram in 2014, YAP (now M2P Fintech) powers digital payments infrastructure for brands, NBFCs, and banks. With innovative APIs and partnerships, it’s won several fintech innovation awards for seamless card issuance and payment rails.

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